Most rental cars come with standard hire car insurance included (often called basic insurance), but if your hire car is damaged or stolen, the ‘excess’ is the amount of money you have to pay the rental company upon returning the vehicle. The excess is usually around $3,000 to $5,000 for a standard vehicle. Alongside regular Single-trip and Annual travel insurance policies, we provide a number of specialist travel insurance products, including Long-stay and Car Hire Excess insurance. Unlike the majority of travel cover providers, we can even cover you if you have already started your trip.
Car Hire Excess Insurance Explained When hiring a car you will also be purchasing insurance for the rental car, typically this will be provided by the car rental company. Quite often the rental car company will charge an extremely high excess for damage to the rental vehicle even if the damage was not your fault, there has been some cases which.
Travel insurance for car hire. Travel insurance and car hire .. In the insurance policy it states we have a $3000 hire car cover and I also took out an extra policy for $2000 which is the total excess the hire company requires up front in case of an accident. Would you advise us to take the offer of $18.00 per day cover that the hire company offer? Does travel insurance cover the use of rental cars? A standard travel insurance policy won’t typically cover you for using a rental abroad. However, when you hire a vehicle, the rental company will generally add in some sort of car insurance policy. Car hire insurance excess. Car rental excess is the amount you are charged by a rental company if your rental car is damaged, stolen or involved in a collision. Travel insurance policies offer cover for car rental excess charges, which can be upwards of $4,000.
When buying travel insurance, take the time to research the various car hire excesses across the board. Just a little extra time comparing policies could make a wheel big difference! More Rental Car Excess Options. An alternative to buying travel insurance with rental car cover is to buy rental vehicle excess insurance from a standalone company. In the event of an accident, hire car excess insurance covers the first part of any claim, otherwise known as the “excess”. The amount of the excess varies from one rental provider to the other, however it is usually between £500 and £2,000 per vehicle (it can be even more on high-value vehicles). When you purchase travel insurance, you should familiarise yourself with the key inclusions when it comes to claiming on hire car damage and the conditions of your coverage.. You may be driving on dirt tracks, in built-up cities or on the other side of the road, but take practical steps to cover yourself and avoid denting your wallet when you dent the car.
We are occasionally asked by users of our Car Hire Excess Insurance comparison service whether it is possible to buy a combined Travel and Car Hire Excess insurance policy.. In the past this way of buying both types of cover has tended to be very expensive, costing substantially more than buying two separate policies, but recently one insurer InsureMore has started offering free Car Hire. Car hire excess insurance is a policy which covers the cost of the excess should your hire car get damaged or stolen. You pay a relatively small amount of money to protect yourself against the possibility of a significant bill, so you can enjoy your holiday without worrying about anything happening to the hire car. Hire Car Cover Benefits. Hire Car Cost. If your car is stolen or can’t be driven due to an accident, we’ll pay you for the cost of a hire car. Choose between 10 or 20 days worth of cover. Choose between 10 or 20 days worth of cover, so you can get the level of protection you need, while keeping your premiums low.
Car hire excess cover is a policy which shares similarities with travel insurance, in that you either buy it as a single or annual policy (you may wish to consider an annual policy if you hire cars regularly or are hiring for more than 14 consecutive days). A travel insurance policy that includes car rental excess cover is a much more cost-effective way to take out financial protection as shown below. Other car hire concerns Am I covered for damages. Include Travel Guard's Car Rental Collision Insurance Plan and travel with: $35,000 in rental car primary physical damage coverage (subject to a $250.00 deductible) Car Rental Collision Insurance – An Easier Way; Reliable coverage anywhere in the world, not just in the States. Quick and easy claims resolution
If you’re after something different to a traditional hire car, you can also use TravelSupermarket to compare mini-bus hire, one-way car hire, and longer term car hire rental. Top tip! A larger car may not be as expensive as you think, so do check the costs of both small economy-size cars as well as larger models to get best value for money. What is Car Hire Excess Insurance? Most car rental companies charge an excess if you have an accident – this means that you will be responsible for the first part of the claim. The part you are responsible for is called the "excess" and it varies from one car hire company to another. Making international car hire easy for you has always been the beating heart of our business at Enjoy Travel. But we’ve already branched out from airport car hire in select locations to global car rentals in cities and train stations too and we’ll be adding even more travel extras to meet your needs in the near future.
Finding the cheapest rental car deal isn’t just about how cheap the vehicle is to hire. The extras you’ll be offered at the rental desk can significantly hike up the overall cost of your rental, with the most expensive of these being rental car insurance which can cost as much as $30 a day***. Important read: Rental car excess insurance and COVID-19. Rental car excess insurance is still available for anyone who needs to hire a car. You may need to rent a car if: Zurich Car Hire Excess Insurance keeps it simple and we cover any excess up to £6,000 at any car rental company, leaving you free to search out the best deal. Please read the Policy Wording for more information.
Car Hire Excess Insurance from Worldwide Insure gives you all the protection you need in the event of a collision – but for a much lower price. Many holiday makers are becoming wise to the high fees charged by car rental firms for excess cover, which is why buying separate car hire excess cover has become so popular. 1Cover's travel insurance provides cover for the rental vehicle excess (or the cost of repairing the rental vehicle if this is cheaper) if you hire a rental car and it is involved in an accident, or if it is damaged or stolen. We automatically cover you up to $5000 for the excess that could be incurred in the event of an accident, whether your. You can book your travel insurance with car hire excess today by calling our UK-based call centre and speaking directly to a member of our insurance team on 0800 093 1900. Car hire excess insurance summary of cover* Below is the cover available on the excess amount shown in your rental agreement,.
Car rental insurance often features high excesses. Car hire excess insurance offers single and multi-trip cover for hire cars. We also cover things such as damage to tyres and the undercarriage, which often aren't covered as standard by rental companies.