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Unlike the hard credit check, the soft one has no impact on the customer’s score. So, no credit check loan is often the one that is provided with a soft check. As you can see, no credit check loans online have some benefits and are especially convenient for borrowers with bad credit.
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No matter which of these alternative credit sources you choose, your lender will consider all of these factors as well as your credit score. Proof of your ability to repay. The lender will ask questions about your income and outgoings, and may want to check your recent bank statements.