This guide to the healthcare system in the Netherlands explains all you need to know about Dutch health insurance and what services are available to expats. The Netherlands has a very accessible healthcare system that provides high-quality care and wide availability of English-speaking doctors. For all other expats, i.e. temporary residents, health insurance is still mandatory, but the Dutch basic package will not be available. Therefore, it will be necessary to take out another health insurance policy in lieu of the basic package. While the insurer may be Dutch or foreign, the policy must cover medical treatment in the Netherlands.
The price of Dutch health insurance in 2018-2019. Although the prices are relatively low, having health insurance in the Netherlands still isn’t cheap, and Dutch people and expats are complaining about rising prices left and right. In 2018, basic health insurance in the Netherlands would cost 1,378 euros per year per person on average.
Dutch health insurance for expats. These settled expats, along with those in employment, will generally be required to have basic Dutch health insurance. Additional private health insurance ( Aanvullende packet ) is good to have, but the Dutch generally use it only as a supplement to their basic insurance package, e.g. to cover extensive dental treatment or physiotherapy. Expats that are not employed in The Netherlands and do not have a partner that is employed in The Netherlands in some cases do have to take out the Dutch public health Insurance. For example if the social security fees are being paid in The Netherlands in another way. Dutch health insurance is compulsory when the Dutch government considers you a resident of the Netherlands. This means that, generally, international students are not obliged to take out Dutch health insurance, since their stay in the Netherlands is only temporary. Working in the Netherlands during your studies
Compare health insurance plans in The Netherlands. Suitable for expats and students working in Holland. Supported by experts: ☎ 010 – 34 000 20. Side Note. Care Allowance in NL. The Dutch government offers financial assistance to anyone whose income is below a certain level in the Netherlands. This financial assistance is referred to as ‘ zorgtoeslag‘, in Dutch.Here are the bullet points: ‘Zorgtoeslag’ translates as ‘care allowance’ It goes towards an insurance premium, that an individual cannot afford to pay in full The ‘No Risk’ policy package is only applicable to expats (or their partners) that do not have a Dutch passport and that do have a working contract in The Netherlands. Not having to pay the ‘Verplicht Eigen Risico’ together with the extra coverages makes this policy package, by far, the best priced health insurance in The Netherlands.
When living in Netherlands, it is mandatory to have a health insurance contracted with a Dutch insurer. The expat insurance from your country of origin is not valid. Not having a valid health insurance is not accepted and you will be warned and fined. Get a Dutch health insurance as soon as possible. The Dutch health insurance. When you live or work in the Netherlands you have four months to apply for health insurance. By law, everybody has to have basic health insurance. The start date of your health insurance will always be the day you registered or have started working in the Netherlands. Health insurance is compulsory for all people who live or work in the Netherlands. Expats from outside the EU, EEA or Switzerland who arrive in the Netherlands must take out Dutch health insurance within four months of receiving their residence permit, even if they have an existing foreign policy.EU, EEA or Swiss nationals who are working in the Netherlands must take out Dutch health insurance.
Expat health insurance in The Netherlands. Expats that are living and/or working in the Netherlands are usually required to take out basic health insurance to cover the costs of (unexpected) medical care, such as consulting a General Practitioner (GP), medication and hospital treatment. A basic Dutch health insurance is available for approximately 110 euros. All About Expats participates in a collective health insurance policy for Expats. This collective health insurance is carried out by Holland Zorg under the name “Temporary Employment Policy.” The premium is deducted monthly from your salary by All About Expats. 1. Employed Persons in NL. Unfortunately, the Dutch government has made cuts to the benefits that residents of Holland used to receive when they became too disabled to work. Therefore: To help cover your medical and living expenses if you become disabled, you will need to take out additional private disability insurance; It is possible that your employer has made arrangements, to help protect.
Every person who lives or works in the Netherlands is obliged to obtain a basic health insurance. Expats should apply for a health insurance within four months from the moment they obtain a residence permit and start working. After four months you risk a penalty from the Healthcare Institute. Coupled to the Dutch health insurance is a yearly own risk; at this moment this is € 385/year. The Dutch health care system is referred to as a ‘gatekeeper system’; the General Practitioner (huis-arts) or family doctor being the main link to any specialist or hospital. Many expats will find that the mandatory basic package (basisverzekering) provided by Dutch health insurance companies will be sufficient to cover their needs. However, depending on your personal circumstances and eligibility, you may prefer to get additional coverage (to get dental benefits, for example), or go the route of an international.
Dutch health insurance for expats. When you live in the Netherlands or come here to work, you are obliged to take out health insurance. Even if you will just be here temporarily for work, you need health insurance. We developed a Dutch health insurance plan for expats, with which you get excellent insurance for a reasonable premium. The health insurance is the same for expats as it is for any other person living in the Netherlands. So, you should not expect to be treated any differently form the Dutch nationals when it comes to giving birth. These same questions are commonly asked by newly arriving expats in the Netherlands. Understanding the health insurance requirements stipulated under Dutch law is especially important, since not complying with it could result in a substantial fine.
Health insurance for expats in the Netherlands . If you’re looking for the most suitable Dutch health insurance, you’ve come to the right place! We work with multiple health insurers and compare on both coverage and pricing to provide you with suitable health insurance. Please feel free to contact us at any time for personal advice. Read about the Dutch health insurance system for expats. Health insurance is compulsory for all people who live or work in the Netherlands. Expats from outside the EU, EEA or Switzerland who arrive in the Netherlands must take out Dutch health insurance within four months. European Insurance works with multiple insurers and provide the policy. Entrepreneurs are, just like everyone else in the Netherlands, obliged to take out health insurance under the Healthcare Insurance Act (Zorgverzekeringswet, Zvw).The mandatory basic package of the healthcare insurance will cover the default healthcare provided by a general practitioner, hospital or pharmacy, for instance.
Expat workers from non-EU/EAA countries. Those expats who come from countries outside the EU or EAA, may not have to participate in the Dutch health insurance programme. Certain countries have a social security agreement in place with the Netherlands and it’s worth discovering if your country of origin has signed this treaty.. How to register